Financial matters can be incredibly complex and confusing.  If you are not a trained financial expert, you may not know how to get the most out of your investments.  Instead of trying to figure it all out on your own, you may want to hire experts to help you through the process of investing your money.  Consulting financial advisors is an easy way to give yourself a huge advantage, when investing.  These advisors are knowledgeable in their field and have years of experience to support the advice they give you.  They can analyze information to determine the best investments to suit your needs.  Of course, they do not simply tell you how to invest.  First, they will ask you what you hope to achieve with your investments.  They can then come up with a plan that will meet your expectations, while still relying on useful information regarding economic trends and various other factors.  In recent years, there has been a heavy focus on the economic situation in the United States and the rest of the world.  Despite fears that the economy is still dwindling, it is actually a good time to invest.  As long as you are savvy and rely on trained financial advisors, you should be able to avoid making bad investments.  Your financial advisors can develop a good portfolio that will fit your needs.  They will base the portfolio on market trends, risk factors, your financial situation, and a variety of other relevant factors.  Many companies provide wealth planning services, but you should be careful when choosing one.  The one you pick will affect your financial situation for years and possibly the rest of your life, so make sure you have confidence in your financial advisors.  Managing any amount of money can be tricky, having trusted financial advisors can be a huge relief.  They can help you avoid seriously mismanaging your assets, which can have devastating consequences. Wealth planning and wealth management are related to more than just investing.  These fields also have to do with managing the money you have.  It has to do with finding the ideal way to pay all your expenses, while still putting money into various other funds.  College funds, retirement funds, and philanthropic causes are all examples of these funds.  Retirement funds tend to involve low-risk investments because it would be very troublesome to lose money from your retirement fund.  Philanthropic funds are one type of fund that wealth planning can help develop.  If you are trying to figure out how to manage your money and you are interested in some sort of philanthropic cause, you should seriously consider starting a fund to support that cause.  Philanthropy can be a very smart and generous way to use money that is not allocated to other things already.  Regardless of what types of funds you are trying to develop, you definitely need the assistance of professional financial advisors.  Investment planning services can save you an incredible amount of money in the long run, since you will save yourself from reckless investments.